Project & Institutional Finance
Support for financing enquiries for builders, construction projects, hospitals, hotels, schools, colleges and other institutional or project-based requirements — including where a conventional route may not fit the project's circumstances.
Role disclosureAFC is an independent finance consultancy, not a bank, NBFC or lender. We do not lend, sanction or disburse funds — we facilitate financing enquiries and introductions to potentially relevant lenders, subject to their own independent assessment.
This service may be relevant if you are
Support across project and institutional requirements
Builder & project finance
Support for financing enquiries for eligible residential and commercial development projects, subject to lender assessment.
Construction finance
Coordination of enquiries for construction-related financing where staged or milestone-linked disbursement may be appropriate.
Hospital, hotel & institutional finance
Support for financing enquiries relating to hospital, hotel, school and college construction, expansion or refurbishment.
Doctor & professional practice finance
Support for financing enquiries for eligible professional practices, subject to lender criteria.
What's normally needed for an initial case review
Provide the project stage, approvals and estimated cost — having documentation organised helps the lender assess the enquiry more efficiently.
- Land ownership and title documentation
- Statutory and project approvals
- RERA or other applicable registrations, where relevant
- Project cost and means of finance
- Financial projections and expected cash flows
- Promoter contribution
- Existing borrowings and obligations
- Construction or implementation schedule
- Proposed security and repayment source
- Promoter's relevant experience, if any
- Current project stage
- What assistance you are seeking
Three steps, sized to your construction timeline
Read & self-assess
Understand the type of project financing requirement you have.
Case review
Provide the project stage, approvals, estimated cost and proposed funding requirement.
Review
AFC reviews the information for understanding and completeness.
Relevant introduction
Where appropriate, AFC arranges an introduction to a potentially relevant lender.
The relevant lender independently assesses the project and makes the final decision on eligibility, approval and disbursement.
Common questions about this service
Why might a lender decline or delay a project that appears fundable?
A project can encounter financing difficulties for many reasons, including documentation, title or approval issues, project economics, promoter contribution, existing obligations, security requirements or lender policy. An independent lender makes the final decision after its own assessment.
Can a first-time hospital or hotel promoter obtain project finance?
A first-time promoter may be considered by some financing institutions, depending on the project's feasibility, promoter capability, contribution, approvals and security. There is no automatic entitlement to funding based on the project type.
How is construction finance disbursed?
Depending on the facility, disbursement may be staged against construction progress or other agreed conditions. The lender determines the applicable milestones, inspection requirements and documentation before each disbursement.
What collateral might a project lender require?
Requirements vary by lender and transaction. Possible security may include project land or property, the financed asset, additional collateral, guarantees or assignment of receivables, as determined by the relevant institution.
Have a project-finance requirement?
Provide the basic project details and we can understand the situation and the information available for further consideration.