NPA & Stressed Assets
Background reading on SMA and NPA classification, One-Time Settlement (OTS) and the resolution routes typically available once an account is under stress.
Articles in this category
4 articles
NPA and Stressed Asset Resolution: What Businesses Should Know
SMA/NPA classification, OTS discussions and what lenders typically review.
Read article →SMA and NPA Classification: What the Stages Mean
How SMA-0, SMA-1, SMA-2 and NPA classification are generally determined.
Read article →One-Time Settlement (OTS): What to Consider Before Proceeding
Factors that typically influence whether an OTS proposal makes sense.
Read article →Restructuring vs OTS: Which Route May Apply?
How the two resolution routes generally differ, and what decides which fits.
Read article →Related service
View Service →Stressed Asset & NPA Resolution
Support for NPA-tagged accounts, SMA classification and OTS discussions — with introductions to relevant lenders where appropriate.